
Thank you for your service.
Allow us to show our appreciation by assisting you with what matters most—home. A VLB loan provides tremendous homeownership advantages for the men and women who have served our country in the U.S. military.
Benefits of a VLB Loan
- Competitive rates to eligible TX Veterans*
- Discounted rate for VA service-connected disability rating of 30% or greater
- Up to 100% financing on VA Loans
- Gifts and seller contributions for closing costs are allowed
- We service your loan after you close!
*Eligibility is subject to program guidelines, qualifying factors, applicable income and debt-to-income (DTI) restrictions, and property limits. Gateway is not affiliated with any government or state agencies. All loans subject to program guidelines and final underwriting approval. Reach out to a loan officer to discuss eligibility criteria and restrictions.
About Texas VLB
The Texas Veterans Land Board (VLB) provides the most robust state benefits package in the nation for Texas Veterans, Military members, and their families. The VLB was established to administer benefits exclusively for Texas Veterans.

Discover the Gateway Difference
We stand by, ready to help our Veterans along their mission to ‘Home Sweet Home’ with tailored solutions and personalized support.

Online Application

TVLB Loan Experts
Our dedicated team brings a wealth of expertise and experience to guarantee your TVLB mortgage journey is seamless.

Reinforcements
We'll navigate the complexities of VA benefits to ensure you receive every entitlement and support you deserve, maximizing your available resources.
A Message from our Team
Our San Antonio Team, Tracy Mock and Vanessa Gonzales, are dedicated to helping our military men and women achieve their dream of homeownership. Se Habla Espanol.
A LASTING COMMITMENT
Serving those who served and sacrificed.
With every loan we close, we make a donation to Folds of Honor, a non-profit organization that provides educational scholarships to the spouses and children of military members who have fallen or been disabled while serving in the United States Armed Forces. We have donated over $615,000 to date!