# Cody Ratcliffe

Source: https://www.gatewayfirst.com/locations-atms/cody-ratcliffe

NMLS 1213752
Loan Originator
Serving Tulsa, OK
## Address
[Gateway Mortgage - Wichita West](https://www.gatewayfirst.com/locations-atms/wichita-west-ks)
9915 W 21st St N, Suite B
Wichita, KS 67205
[Get Directions](https://www.google.com/maps/dir/?api=1&destination=9915%20W%2021st%20St%20N%2C%20Suite%20B%20Wichita%2C%20KS%2067205)
## Contact
Direct: (316) 252-1451
Cell: (316) 249-2855
Email: Cody.Ratcliffe@gatewayloan.com
Specialty: VA Loans, Military Mortgage Advisor
[Apply Now](https://apply.gatewayloan.com/signup?referrerId=Cody.Ratcliffe@gatewayloan.com) | [Continue Application](https://apply.gatewayloan.com)
## Hello! I'm Cody Ratcliffe at Gateway Mortgage.

With over 9 years of experience helping people secure the right home financing. I’ve had the privilege of being recognized as a Scotsman’s Guide Top Lender. Whether you’re a first-time homebuyer, looking to refinance, or investing in real estate, I’m here to make the process transparent, smooth, and stress-free. I’m passionate about being responsive, transparent, and genuinely committed to helping my clients make wise and confident decisions.

Before my mortgage career, I played college football, an experience that taught me the value of hard work, discipline, and teamwork, all of which I bring to every loan I handle. When I’m not working, I love spending time with my wife and son, golfing, smoking meat, and enjoying the little things that make life great. If you’re ready to take the next step in homeownership, I would be honored to help.

Feel free to reach out to me for expert advice and exceptional service in your mortgage journey. Call me today or visit our Wichita, KS Mortgage Center, and let’s get started on this exciting journey!
[Watch video](https://vimeo.com/718379513)
- [Leave a Review](https://g.page/r/CeQyA45727eIEAg/review)
- [Follow Me](https://linktr.ee/chrispadley)
> We have used this lender to buy two homes. Both times were extremely smooth transactions. Chris and his team are really easy to work with and walk you through the entire process.
> — Elizabeth
### Mortgage solutions to fit your needs.
#### Purchase
If your path to homeownership is clear, our Loan Originators can help you secure a purchase loan that's right for you.
#### Renovate & Build
We can support your home renovation or new build with financing tailored to your project.
#### Refinance
If your current mortgage isn't quite the right fit anymore, it may be time to think about refinancing.
### More resources to guide you home.
- [Mortgage Calculators](https://www.gatewayfirst.com/calculators)
- [How Much Can I Afford? Calculator](https://www.gatewayfirst.com/calculators/how-much-can-i-afford)
- [Choosing the Right Loan](https://www.gatewayfirst.com/blog/choosing-the-right-loan)
- [Steps to Buying a Home](https://www.gatewayfirst.com/blog/before-you-buy-essential-steps-every-smart-homebuyer-should-take)
- [Benefits of Pre-qualification](https://www.gatewayfirst.com/blog/benefits-of-pre-qualification)
- [More Homebuying Tips](https://www.gatewayfirst.com/blog?category=home-buying-tips)
Published: 2026-02-17T17:39:39.912Z