# Elizabeth Heldreth

Source: https://www.gatewayfirst.com/locations-atms/elizabeth-heldreth

Elizabeth Heldreth is a Loan Originator at Gateway Mortgage in our Wilmington, NC Mortgage Center. Call today to get started on your home loan!

NMLS 102792
Mortgage Sales Manager
Serving Tulsa, OK
## Address
[Gateway Mortgage - Wilmington](https://www.gatewayfirst.com/locations-atms/wilmington-nc)
2512 Independence Blvd Suite 100 #21
Wilmington, NC 28412
[Get Directions](https://www.google.com/maps/dir/?api=1&destination=2512%20Independence%20Blvd%20Suite%20100%20%2321%20Wilmington%2C%20NC%2028412)
## Contact
Direct: (910) 765-0227
Cell: (910) 620-0996
Fax: (910) 765-0227
Email: Elizabeth.Heldreth@gatewayloan.com
Specialty: VA Loans, Military Mortgage Advisor, New Construction, Lot Loans, Renovation Loans, Conventional Loans, First Time Home Buyer, DPA Programs
[Apply Now](https://apply.gatewayloan.com/signup?referrerId=Elizabeth.Heldreth@gatewayloan.com) | [Continue Application](https://apply.gatewayloan.com)
## Hello! I'm Elizabeth Heldreth at Gateway Mortgage.

I’m a proud Wilmington native with over 30 years of experience in the mortgage industry. For the past 8 years, I’ve been honored to serve clients at Gateway, where my dedication has earned me multiple award trips.

Family is at the heart of everything I do. I’m happily married with two wonderful children, and our home is filled with the love of our two rescue dogs and three rescue cats. My grandfather, a Purple Heart recipient, instilled in me a deep respect for Veterans and Active Duty service members, who hold a special place in my heart.

I specialize in FHA, USDA, and VA loans, offering fantastic options and flexibility that my clients truly appreciate. Whether you’re a first-time homebuyer or looking to refinance, I’m here to help you navigate the mortgage process with ease and confidence.

Let’s make your homeownership dreams a reality! Call me today or visit our Wilmington, NC Mortgage Center, located between Fort Liberty and Camp Lejeune, and let’s get started!

I am also a Gateway Certified Mortgage Advisor. If you or a loved one are active military, in the reserves, or a Veteran, please don’t hesitate to reach out for all your VA home lending needs.
[Watch video](https://vimeo.com/719978820)
- [Leave a Review](https://g.page/r/CeQyA45727eIEAg/review)
- [Follow Me](https://linktr.ee/chrispadley)
> We have used this lender to buy two homes. Both times were extremely smooth transactions. Chris and his team are really easy to work with and walk you through the entire process.
> — Elizabeth
### Mortgage solutions to fit your needs.
#### Purchase
If your path to homeownership is clear, our Loan Originators can help you secure a purchase loan that's right for you.
#### Renovate & Build
We can support your home renovation or new build with financing tailored to your project.
#### Refinance
If your current mortgage isn't quite the right fit anymore, it may be time to think about refinancing.
### More resources to guide you home.
- [Mortgage Calculators](https://www.gatewayfirst.com/calculators)
- [How Much Can I Afford? Calculator](https://www.gatewayfirst.com/calculators/how-much-can-i-afford)
- [Choosing the Right Loan](https://www.gatewayfirst.com/blog/choosing-the-right-loan)
- [Steps to Buying a Home](https://www.gatewayfirst.com/blog/before-you-buy-essential-steps-every-smart-homebuyer-should-take)
- [Benefits of Pre-qualification](https://www.gatewayfirst.com/blog/benefits-of-pre-qualification)
- [More Homebuying Tips](https://www.gatewayfirst.com/blog?category=home-buying-tips)
Published: 2026-05-20T02:32:23.218Z