# Josh Scott

Source: https://www.gatewayfirst.com/locations-atms/josh-scott

Josh Scott is a Loan Originator with Gateway Mortgage at the Charleston, WV Mortgage Center, helping homebuyers and homeowners with home loans, refinancing, and mortgage guidance. Contact Josh Scott today to get started on your mortgage in Charleston and the surrounding State communities.

NMLS 2821349
Loan Partner
Serving Tulsa, OK
## Address
[Gateway Mortgage - Charleston](https://www.gatewayfirst.com/locations-atms/charleston-wv)
1202 Virginia St. E.
Charleston, WV 25301
[Get Directions](https://www.google.com/maps/dir/?api=1&destination=1202%20Virginia%20St.%20E.%20Charleston%2C%20WV%2025301)
## Contact
Direct: (304) 322-9389
Email: Josh.Scott@gatewayloan.com
Specialty: VA Loans, Military Mortgage Advisor, Renovation Loans, Construction Loans, Down Payment Assistance
[Apply Now](https://apply.gatewayloan.com/signup?referrerId=Josh.Scott@gatewayloan.com) | [Continue Application](https://apply.gatewayloan.com)
Raised in Kanawha County, I grew up with a deep appreciation for community, hard work, and helping neighbors succeed. Those values continue to guide the way I serve my clients every day. I believe homeownership is one of the most meaningful investments a person can make, and I’m passionate about helping families achieve that goal with confidence.

I’m a proud graduate of Riverside High School and Marshall University, where I developed the discipline, community pride, and professional drive that shape my approach to business today. My roots in the community allow me to truly understand the people and families I work with, and I’m honored to play a role in helping them build their future through homeownership.

Before becoming a Mortgage Loan Originator, I built a background in real estate, which gave me valuable insight into the entire home-buying and selling process. This experience allows me to better guide my clients through every step of a mortgage transaction, from understanding timelines and documentation to coordinating with agents and ensuring a smooth closing.

My promise to every client is simple, honest guidance, clear communication, fast service, and a relentless commitment to finding the best mortgage solution for your needs. I work tirelessly to make the mortgage process simple, transparent, and stress-free. Every client deserves integrity, transparency, and personal care, and that’s exactly what I strive to deliver with every loan I handle.

Helping people achieve the dream of homeownership isn’t just my job; it’s my passion.
[Watch video](https://vimeo.com/737999776)
- [Leave a Review](https://g.page/r/CeQyA45727eIEAg/review)
- [Follow Me](https://linktr.ee/chrispadley)
> Chris Padley is amazing!!! He walked me through this entire process. His videos are so helpful. I don't know what I would have done without him. This process was overwhelming to me but he made it so easy and stress free. So grateful for Chris!!!
> — Kristen, Gateway Customers
> We have bought 4 homes in the last ten years. The mortgage companies we've dealt with have all been good, but Chris, Chandler and the rest of his team take it to an unmatched level with their responsiveness, advice, flexibility, and assistance in getting it done. They provided great direction on options and responded promptly to all questions and requests. By far the best mortgage team I've ever worked with.
> — Bob, Gateway Customers
> Chris was amazing, through all the twists and turns and changes, he was calm and competent, and he’s the reason my dream home is coming true. He is very responsive, even outside of business hours, and will do everything he can to make sure your home buying process goes smoothly. My favorite part though, are his Tuesday updates, he personally recorded little messages every week that kept me in the loop on where we were, so I was never lost during the process. If I could give 10 stars I would.
> — Pattrisha, Gateway Customers
### Mortgage solutions to fit your needs.
#### Purchase
If your path to homeownership is clear, our Loan Originators can help you secure a purchase loan that's right for you.
#### Renovate & Build
We can support your home renovation or new build with financing tailored to your project.
#### Refinance
If your current mortgage isn't quite the right fit anymore, it may be time to think about refinancing.
### More resources to guide you home.
- [Mortgage Calculators](https://www.gatewayfirst.com/calculators)
- [How Much Can I Afford? Calculator](https://www.gatewayfirst.com/calculators/how-much-can-i-afford)
- [Choosing the Right Loan](https://www.gatewayfirst.com/blog/choosing-the-right-loan)
- [Steps to Buying a Home](https://www.gatewayfirst.com/blog/before-you-buy-essential-steps-every-smart-homebuyer-should-take)
- [Benefits of Pre-qualification](https://www.gatewayfirst.com/blog/benefits-of-pre-qualification)
- [More Homebuying Tips](https://www.gatewayfirst.com/blog?category=home-buying-tips)
Published: 2026-03-17T18:43:18.028Z