# Kelsi Smith

Source: https://www.gatewayfirst.com/locations-atms/kelsi-smith

Kelsi Smith is a Loan Originator at Gateway Mortgage in our Wichita, KS Mortgage Center. Call today to get started on your home loan!

NMLS 459141
Loan Originator
Serving Tulsa, OK
## Address
[Gateway Mortgage - Wichita West](https://www.gatewayfirst.com/locations-atms/wichita-west-ks)
9915 W 21st St N, Suite B
Wichita, KS 67205
[Get Directions](https://www.google.com/maps/dir/?api=1&destination=9915%20W%2021st%20St%20N%2C%20Suite%20B%20Wichita%2C%20KS%2067205)
## Contact
Direct: (316) 618-9636
Cell: (316) 393-5136
Fax: (316) 618-9636
Email: Kelsi.Smith@gatewayloan.com
Specialty: Downpayment Assistance , Conventional, FHA, VA, USDA Loans, Refinance, Rehab, New Construction
[Apply Now](https://apply.gatewayloan.com/signup?referrerId=Kelsi.Smith@gatewayloan.com) | [Continue Application](https://apply.gatewayloan.com)
## **Meet Kelsi Jo Smith**

Mortgage Loan Originator | Sports Coach | Community-Builder

After time spent as a stay-at-home mom in Florida, I returned home to Kansas and stepped into the world of mortgage lending, where I’ve now spent over 18 years helping families make confident, informed decisions about homeownership.

With deep expertise in FHA, VA, USDA, Conventional loans, and First-Time Homebuyer programs, I specialize in personalized mortgage solutions that reflect your unique story and goals. I believe clear communication is the key to a smooth process, and I take pride in being accessible, responsive, and reliable, from application to closing and beyond.

More than just a lender, I’m a coach, mentor, and community advocate, committed to serving with integrity, education, and heart. Whether you're buying, building, refinancing, or just exploring options, I’m here to walk with you every step of the way.

Let’s make "Home" happen together!

I am also a Gateway Certified Mortgage Advisor. If you or a loved one are active military, in the reserves, or a Veteran, please don’t hesitate to reach out for all your VA home lending needs.
[Watch video](https://vimeo.com/1110035729?share=copy)
- [Leave a Review](https://g.page/r/CeQyA45727eIEAg/review)
- [Follow Me](https://linktr.ee/chrispadley)
> We have used this lender to buy two homes. Both times were extremely smooth transactions. Chris and his team are really easy to work with and walk you through the entire process.
> — Elizabeth
### Mortgage solutions to fit your needs.
#### Purchase
If your path to homeownership is clear, our Loan Originators can help you secure a purchase loan that's right for you.
#### Renovate & Build
We can support your home renovation or new build with financing tailored to your project.
#### Refinance
If your current mortgage isn't quite the right fit anymore, it may be time to think about refinancing.
### More resources to guide you home.
- [Mortgage Calculators](https://www.gatewayfirst.com/calculators)
- [How Much Can I Afford? Calculator](https://www.gatewayfirst.com/calculators/how-much-can-i-afford)
- [Choosing the Right Loan](https://www.gatewayfirst.com/blog/choosing-the-right-loan)
- [Steps to Buying a Home](https://www.gatewayfirst.com/blog/before-you-buy-essential-steps-every-smart-homebuyer-should-take)
- [Benefits of Pre-qualification](https://www.gatewayfirst.com/blog/benefits-of-pre-qualification)
- [More Homebuying Tips](https://www.gatewayfirst.com/blog?category=home-buying-tips)
Published: 2026-01-24T03:32:30.428Z