# Nichole Krampota

Source: https://www.gatewayfirst.com/locations-atms/nichole-krampota

NMLS 2245731
Loan Originator
Serving Tulsa, OK
## Address
[Gateway Mortgage - Bay City](https://www.gatewayfirst.com/locations-atms/bay-city-tx)
1112 7th Street
Bay City, TX 77414
[Get Directions](https://www.google.com/maps/dir/?api=1&destination=1112%207th%20Street%20Bay%20City%2C%20TX%2077414)
## Contact
Direct: (832) 248-4223
Email: Nichole.Krampota@gatewayloan.com
Specialty: Military Mortgage Advisor, VA Loans
[Apply Now](https://apply.gatewayloan.com/signup?referrerId=Nichole.Krampota@gatewayloan.com) | [Continue Application](https://apply.gatewayloan.com)
## Hello! I'm Nichole Krampota at Gateway Mortgage.

I have a diverse background in finance, with experience ranging from banking to the oilfield industry, which has given me a strong foundation in customer service, problem-solving, and helping people navigate important financial decisions.

When I'm not working, you'll usually find me spending time with my family and enjoying the outdoors. We love camping, working on our little farm, and making memories at the deer lease. Our lives revolve around our kids and their involvement in high school rodeo, 4-H, and FFA, so weekends are often spent at horse shows and supporting the activities we love most.

I truly enjoy helping people achieve their dream of homeownership. Whether I'm educating first-time homebuyers, guiding seasoned buyers, or assisting families with investment opportunities, I believe purchasing a home is one of the biggest and most meaningful decisions a person can make. Being a small part of that journey and helping clients feel informed, confident, and supported every step of the way is incredibly rewarding and something I'm passionate about every day.

My promise to my clients is to provide transparency, timely communications, and excellent service. I am devoted to building stronger communities and families one home at a time. Call me today, and let’s get started!
[Watch video](https://vimeo.com/719973701)
- [Leave a Review](https://g.page/r/CeQyA45727eIEAg/review)
- [Follow Me](https://linktr.ee/chrispadley)
> Chris Padley is amazing!!! He walked me through this entire process. His videos are so helpful. I don't know what I would have done without him. This process was overwhelming to me but he made it so easy and stress free. So grateful for Chris!!!
> — Kristen, Gateway Customers
> We have bought 4 homes in the last ten years. The mortgage companies we've dealt with have all been good, but Chris, Chandler and the rest of his team take it to an unmatched level with their responsiveness, advice, flexibility, and assistance in getting it done. They provided great direction on options and responded promptly to all questions and requests. By far the best mortgage team I've ever worked with.
> — Bob, Gateway Customers
> Chris was amazing, through all the twists and turns and changes, he was calm and competent, and he’s the reason my dream home is coming true. He is very responsive, even outside of business hours, and will do everything he can to make sure your home buying process goes smoothly. My favorite part though, are his Tuesday updates, he personally recorded little messages every week that kept me in the loop on where we were, so I was never lost during the process. If I could give 10 stars I would.
> — Pattrisha, Gateway Customers
### Mortgage solutions to fit your needs.
#### Purchase
If your path to homeownership is clear, our Loan Originators can help you secure a purchase loan that's right for you.
#### Renovate & Build
We can support your home renovation or new build with financing tailored to your project.
#### Refinance
If your current mortgage isn't quite the right fit anymore, it may be time to think about refinancing.
### More resources to guide you home.
- [Mortgage Calculators](https://www.gatewayfirst.com/calculators)
- [How Much Can I Afford? Calculator](https://www.gatewayfirst.com/calculators/how-much-can-i-afford)
- [Choosing the Right Loan](https://www.gatewayfirst.com/blog/choosing-the-right-loan)
- [Steps to Buying a Home](https://www.gatewayfirst.com/blog/before-you-buy-essential-steps-every-smart-homebuyer-should-take)
- [Benefits of Pre-qualification](https://www.gatewayfirst.com/blog/benefits-of-pre-qualification)
- [More Homebuying Tips](https://www.gatewayfirst.com/blog?category=home-buying-tips)
Published: 2026-07-03T19:52:59.066Z