# Paul Moerman

Source: https://www.gatewayfirst.com/locations-atms/paul-moerman

NMLS 1135732
Loan Originator
Also serving Waller County
## Address
[Gateway Mortgage - Fernandina Beach](https://www.gatewayfirst.com/locations-atms/fernandina-beach-fl)
308 1/2 Centre Street
Fernandina Beach, FL 32034
[Get Directions](https://www.google.com/maps/dir/?api=1&destination=308%201%2F2%20Centre%20Street%20Fernandina%20Beach%2C%20FL%2032034)
## Contact
Direct: (904) 990-5075
Cell: (901) 489-1645
Fax: (904) 990-5075
Email: Paul.Moerman@gatewayloan.com
Specialty: VA Loans, Military Mortgage Advisor
[Apply Now](https://apply.gatewayloan.com/signup?referrerId=Paul.Moerman@gatewayloan.com) | [Continue Application](https://apply.gatewayloan.com)
## Hello! I'm Paul Moerman at Gateway Mortgage.

With over 15 years of experience in the mortgage industry, I’ve become a trusted loan officer who’s passionate about helping clients achieve their dream of homeownership. I’m based in Fernandina Beach, Florida, and I manage a successful branch that supports real estate agents and their clients on their journey to homeownership.

I’m not just about my work though. I’m also a big part of the community. I’m a member of the Nassau County Chamber of Commerce, Chamber Ambassadors, Fernandina Beach Main Street, and Keep Nassau Beautiful Board of Directors. I love getting involved in community development and growth. In 2024, I was even named the Secretary of State Award for Volunteer of the Year for all my hard work!

On a personal note, I am a proud NC State grad and happily married to a Davidson alum with two daughters who go to local county schools. We love getting involved in their school activities and sports, and it’s a great way to stay connected to the community. In our free time, we enjoy exploring the beaches, springs, and rivers in Florida and the mountains in North Carolina. We also enjoy kayaking, camping, and scuba diving. We’ve even been on some amazing adventures around the world!

With all this experience and dedication, I’m confident that I can help you find the perfect mortgage and make your dream home a reality. I’m here to make your homeownership journey as smooth and stress-free as possible. Call me today or visit our Maitland, FL Mortgage Center, and let’s get started! 

I am also a Gateway Certified Mortgage Advisor. If you or a loved one are active military, in the reserves, or a Veteran, please don’t hesitate to reach out for all your VA home lending needs.
[Watch video](https://vimeo.com/1051607673?share=copy#t=0)
- [Leave a Review](https://g.page/r/CeQyA45727eIEAg/review)
- [Follow Me](https://linktr.ee/chrispadley)
> Chris Padley is amazing!!! He walked me through this entire process. His videos are so helpful. I don't know what I would have done without him. This process was overwhelming to me but he made it so easy and stress free. So grateful for Chris!!!
> — Kristen, Gateway Customers
> We have bought 4 homes in the last ten years. The mortgage companies we've dealt with have all been good, but Chris, Chandler and the rest of his team take it to an unmatched level with their responsiveness, advice, flexibility, and assistance in getting it done. They provided great direction on options and responded promptly to all questions and requests. By far the best mortgage team I've ever worked with.
> — Bob, Gateway Customers
> Chris was amazing, through all the twists and turns and changes, he was calm and competent, and he’s the reason my dream home is coming true. He is very responsive, even outside of business hours, and will do everything he can to make sure your home buying process goes smoothly. My favorite part though, are his Tuesday updates, he personally recorded little messages every week that kept me in the loop on where we were, so I was never lost during the process. If I could give 10 stars I would.
> — Pattrisha, Gateway Customers
### Mortgage solutions to fit your needs.
#### Purchase
If your path to homeownership is clear, our Loan Originators can help you secure a purchase loan that's right for you.
#### Renovate & Build
We can support your home renovation or new build with financing tailored to your project.
#### Refinance
If your current mortgage isn't quite the right fit anymore, it may be time to think about refinancing.
### More resources to guide you home.
- [Mortgage Calculators](https://www.gatewayfirst.com/calculators)
- [How Much Can I Afford? Calculator](https://www.gatewayfirst.com/calculators/how-much-can-i-afford)
- [Choosing the Right Loan](https://www.gatewayfirst.com/blog/choosing-the-right-loan)
- [Steps to Buying a Home](https://www.gatewayfirst.com/blog/before-you-buy-essential-steps-every-smart-homebuyer-should-take)
- [Benefits of Pre-qualification](https://www.gatewayfirst.com/blog/benefits-of-pre-qualification)
- [More Homebuying Tips](https://www.gatewayfirst.com/blog?category=home-buying-tips)
Published: 2026-08-07T14:59:52.949Z