# Renovate/Build Loans

Source: https://www.gatewayfirst.com/mortgage/renovate-build

Local loan officers have the knowledge to help you secure financing to build your dream home, repair and renovate a fixer-upper, or remodel your current home.

## Renovate or build your perfect home with the perfect loan.
### How we partner with you.
#### Local Guidance
Local experts with a deep understanding of your community match your loan to your priorities.
#### Simple Online Process
Our online tool brings clarity to the process, taking you from application to close in seven simple steps.
#### Seamless Experience
A thoughtfully streamlined experience gets you into your home as smoothly as possible.
### Expand your possibilities.
If you cherish the home you've outgrown or fallen for a little fixer-upper, perfection might feel just out of reach. But it doesn't have to be. We'll match you with the loan you need to repair, renovate, or remodel your way into the home of your dreams.
### Build what you've always imagined.
Building new means you get to take your perfect vision for a house and turn it into a home. It's an exciting time, but it can also be stressful to navigate. Our local Loan Originators are here to ease that stress by helping you secure financing that seamlessly takes you from construction to loving your new home—so you can enjoy the journey.
> Since 2000, I've had three mortgages with Gateway. They have always delivered exceptional service and made sure the process was smooth and as uneventful as possible.
> — Matt, Gateway Customer of 20 Years
### The Gateway Difference.
In everything we do, we put people first. To us this means being there for you — our customer — at every step. Helping you navigate the mortgage process, offering high-touch communication and service to put your mind at ease, and understanding who you are and what you need so we can deliver on the promises we make. It also means being invested in your community, which is why we’ve built our business where we’ve built our lives and homes of our own.
### Tips and tools to get you started.
- [Construction vs. Renovation](https://www.gatewayfirst.com/blog/construction-vs-renovation)
- [Mortgage Calculator](https://www.gatewayfirst.com/calculators/mortgage-calculator)
- [How Much Can I Afford? Calculator](https://www.gatewayfirst.com/calculators/how-much-can-i-afford)
- [How Do Renovation Loans Work?](https://www.gatewayfirst.com/blog/how-do-renovation-loans-work)
- [What Loan is Right for Me?](https://www.gatewayfirst.com/blog/what-loan-is-right-for-me)
- [Construction Loan Guide](https://assets.ctfassets.net/67qif86ju9cg/6StZG9TEzkmGXjSwFVuIft/91391a2921685ef14f0b61c99a5b38d5/Brochure_One-Time_Close_Construction_FINAL_9.3.20.pdf)
### More options to help guide you home.
#### Purchase loans.
If you've already found that ideal move-in ready home, a purchase loan will ensure you can make it your very own.
#### Refinancing options.
If you're looking to take advantage of lower rates, consolidate debt, or move from a fixed to an adjustable-rate loan, we can help you refinance your current mortgage.
#### Specialty loan programs.
Sometimes we need to get a little creative to help you secure exactly the right loan. For these occasions, we offer a range of specialty loan options.
### Let's turn your dream into home. -- Renovate/Rebuild
## Let's turn your dream into home.
Published: 2025-10-14T16:05:37.896Z