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Why use Zelle<sup>®</sup>?

- Send money directly from your account to theirs - typically in minutes<sup>1</sup>

- Safely send or receive money right from your Gateway First Bank app.

- Send money to almost anyone you know<sup>2</sup> using just an email address or U.S. mobile phone number.

Get started in your Gateway Mobile Banking app.

Log in and go to your menu. Scroll down until you see “Send Money with Zelle<sup>®</sup>”. Then, enroll with your U.S. mobile number or email address to get started.

Send money in the moment.

Select a contact from your mobile device, or add a new email address or mobile number, add the amount you'd like to send along with an optional memo, review, and hit “Send”.

<sup>1</sup>Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.

<sup>2</sup>Must have a bank account in the U.S. to use Zelle.

<sup>3</sup>In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle.

<sup>4</sup>Mobile carrier fees may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.