4.4.2024
How often does cybercrime happen? According to the Federal Bureau of Investigation, there is a hacker attack every 39 seconds. They predicted that 33 billion accounts would be breached in 2023. This is 2,328 per day and 97 cybercrime victims per hour. To date, over 8 million cyber-attacks have been reported.
3.13.2024
A credit score is an integral part of everyone's financial profile as it determines if landlords are willing to rent, mortgage companies are willing to loan, credit card companies are willing to approve a card, and even if some employers are willing to hire.
2.1.2024 / Peer-to-Peer Payment Scams
Peer-to-peer payments, or P2P payments, allow consumers to transfer money using their bank accounts, debit cards, or credit cards through a website or mobile app such as Cash App, Google Pay, Paypal, Remitly, Venmo, and Zelle. It’s like sending cash and the transfer usually requires just a few clicks. Although P2P payment services can be easy to set up, simple to use, and are generally secure, it’s important to be aware that criminals may try to scam you into sending money.
12.21.2023 / Home Sweet Home
Wintertime often evokes images of cozy firesides and festive holidays, but it's also one of the real estate market's best-kept secrets. While summer months are traditionally the peak time for home buying, winter offers distinct advantages that can lead to significant rewards for those willing to brave the colder weather in their home search. Below, we explore why a winter home purchase might just be the smartest move you make.
12.7.2023 / Financial Tips
According to a recent CNBC survey, 77% of Americans are anxious about their financial situation. As per the respondents, many are worried about increasing their savings, building retirement plans, and managing debt levels. Because of these worries, individuals reported feeling fatigued, having problems concentrating at work, and even getting proper sleep. Fortunately, there are various ways to effectively prepare your finances so you'll feel less stressed and more secure about your future.
11.2.2023 / Fraud Education
Artificial intelligence (AI) is revolutionizing the way companies operate and interact with customers. However, with the benefits of AI come risks and challenges that need to be addressed to ensure safety and security.
10.19.2023 / Home Sweet Home
When it comes to home design, each generation has its own unique perspective and preferences. From Gen Z to Millennials, Gen X, and Baby Boomers, there are distinct trends that shape their interior design choices. Here, we explore the different generational home design trends and how they reflect the values and lifestyles of each group.
10.5.2023 / Financial Education
Credit is a major part of everyday life, especially when you are making significant financial decisions. The state of your credit score plays an important role when you apply for a loan to purchase a car, house, appliance, or any other significant expense. Not knowing exactly what goes into maintaining or improving your credit score can be an unpleasant surprise when you try to purchase your first home.