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Your financial journey starts with reliable checking.

Checking shouldn't be a "one size fits all" deal. At Gateway, you'll never have to wonder if you're getting the most out of your checking account because we have solutions tailored to meet you where you're at—today, tomorrow, and along your financial journey.

Accessing your cash has never been easier.

Gateway Free Checking
Simple, hassle-free personal checking at zero cost.

Monthly Fee

$0

Min Balance

$0

Min To Open

$50

  • FREE online & mobile banking
  • FREE digital tools & services
  • FREE debit card
  • FREE e-statements
  • FREE ATMs* (40,000+ nationwide)
  • White-glove customer service

We buy back debit cards and unused checks from another financial institution up to $10.

Gateway Easy Interest Checking
Earn interest with a low minimum balance and no monthly fees!

Monthly Fee

$0

Min Balance

$0

Min To Open

$50

  • Competitive interest
  • FREE online & mobile banking
  • FREE digital tools and services
  • FREE debit card
  • FREE e-statements
  • FREE ATMs* (40,000+ nationwide)
  • White-glove customer service

We buy back debit cards and unused checks from another financial institution up to $10.

Gateway 50 Plus Checking
Premier benefits and no red tape for customers in their prime.

Monthly Fee

$0

Min Balance

$0

Min To Open

$50

  • Competitive interest
  • FREE first box of checks
  • FREE online & mobile banking
  • FREE digital tools and services
  • FREE debit card
  • FREE e-statements
  • FREE ATMs* (40,000+ nationwide)
  • White-glove customer service

We buy back debit cards and unused checks from another financial institution up to $10.

Gateway Premier Interest Checking
The gold standard of interest earning checking.

Monthly Fee

$6*

Min Balance

$1,500

Min To Open

$50

*$6 monthly charge occurs if balance falls below minimum balance.

  • Higher interest rate with a balance of $1,500+
  • Competitive interest if balance falls below $1,500
  • FREE box of checks every 12 months
  • FREE digital tools and services
  • FREE online & mobile banking
  • FREE debit card
  • FREE e-statements
  • FREE ATMs* (40,000+ nationwide)
  • White-glove customer service

We buy back debit cards and unused checks from another financial institution up to $10.

Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented. Some restrictions apply. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. Free ATM access is part of Allpoint ATM Network, which includes access to more than 40,000 surcharge-free ATMs nationwide, including locations in Target, Walgreens and CVS locations. Customers will be charged $1.00 for using non-network ATMs. Deposit accounts not available in the following states: Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont.

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The proof is in the perks.

You deserve the best from your bank, and our digital tools and services are second to none.

  • Contact-Free Mobile Deposits

    Use your phone to make deposits—it's as easy as that.

  • Online Bill Pay

    Manage bills, schedule payments, and set up recurring payments.

  • Friend-to-Friend Payments

    Securely send and receive money with people you trust with Zelle®

  • ClickSWITCH®

    Easily switch your direct deposits & auto payments from other banks.

  • CardSwap™

    Swap card info for subscriptions & services in one place.

  • Better Budgeting

    Keep organized with our interactive spending and budgeting tool.

Ask us about Gateway BankOn™ Checking!

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Digital tools for every day.

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