How we partner with you.
Local Guidance
Local experts with a deep understanding of your community match your loan to your priorities.
Simple Online Process
Our online tool brings clarity to the process, taking you from application to close in seven simple steps.
Seamless Experience
A thoughtfully streamlined experience gets you into your home as smoothly as possible.
Your pathway home.
Step 1: Start Your Application
Apply securely online from any device with Blend, our intuitive application tool.
Step 2: Meet Your Local Expert
A Loan Originator will partner with you to understand your needs, determine how much you can afford, and explore your options.
Step 3: Finalize Your Application
Your local Loan Originator will work with you to assemble all your documents, fill in any blanks, and submit your application.
Step 4: Loan Processing
Once all the pieces are in place, the Underwriter will review your collateral, income, and other assets before making a decision.
Step 5: Home Appraisal
An Appraiser will assess the market value of the home to ensure the loan-to-home value and loan amount meet required standards.
Step 6: Final Approval and Terms
When your loan is approved, you'll receive a final closing disclosure with the terms of your loan, required closing funds, and other important information about your loan.
Step 7: Close on Your Home
Working closely with the title company, your Gateway team will help guide you through the closing phase.
Step 8: Loan Servicing
After close, our award-winning customer service team will be available to answer any questions as your trusted lending partner.
The Gateway Difference.
In everything we do, we put people first. To us this means being there for you — our customer — at every step. Helping you navigate the mortgage process, offering high-touch communication and service to put your mind at ease, and understanding who you are and what you need so we can deliver on the promises we make. It also means being invested in your community, which is why we’ve built our business where we’ve built our lives and homes of our own.