Melanie Ott

Hello! I'm Melanie Ott at Gateway Mortgage.

I'm a mortgage lender proudly serving Beaufort, South Carolina and beyond—I couldn’t imagine calling anywhere else home. I’m a graduate of Beaufort High School and the University of South Carolina, and I’m passionate about helping people achieve homeownership with clarity and confidence.

I’ve been in the mortgage industry since 2020, specializing in Conventional, FHA, VA, and USDA loans. As a Certified Military Mortgage Advisor, I work closely with military families, first-time homebuyers, and anyone looking for a smart, supportive lending experience. My mission? To make the mortgage process simple, strategic, and stress-free—especially in today’s competitive market.

I’m deeply involved in the Beaufort community, serving as a board member at HELP of Beaufort, an Ambassador for the Beaufort Regional Chamber of Commerce, and a proud member of Port Royal BNI. When I’m not working with clients, you’ll find me outdoors with my fiancé, Eric, and our two pups, Maddie & Grace, creating pottery, or helping with local animal rehabilitation.

Whether you're buying your first home, refinancing, or relocating with the military, I’ll walk you through every step with personalized support and real talk.

Let’s make homeownership happen—call me or visit the Beaufort, SC Mortgage Center to get started.