Choosing the right checking account can make a big difference in how you manage your money day-to-day. At Gateway First Bank, checking isn’t a one-size-fits-all deal. Whether you're just starting out, looking to earn interest, or enjoying retirement, Gateway offers tailored solutions to meet your financial needs.
Let’s break down the options so you can find the perfect fit:
1. Gateway Free Checking
Best for: Anyone who wants a simple, no-cost account.
- Monthly Fee: $0
- Minimum to Open: $50
- Minimum Balance: $0
- Perks:
- Free online & mobile banking
- Free debit card
- Free e-statements
- Access to 40,000+ surcharge-free ATMs
- White-glove customer service
- Gateway will buy back unused checks and debit cards from other banks (up to $10)
This account is ideal for those who want hassle-free banking with no fees and all the essential digital tools.[1]
2. Gateway Easy Interest Checking
Best for: Those who want to earn interest without maintaining a high balance.
- Monthly Fee: $0
- Minimum to Open: $50
- Minimum Balance: $0
- Perks:
- All the benefits of Free Checking
- Competitive interest
This account is great if you want your money to work for you, even with a modest balance.[1]
3. Gateway 50 Plus Checking
Best for: Customers aged 50 and up looking for premium benefits.
- Monthly Fee: $0
- Minimum to Open: $50
- Minimum Balance: $0
- Perks:
- Free first box of checks
- All digital banking tools
- White-glove customer service
- Competitive interest
This account is tailored for those in their prime, offering convenience and value without the red tape.[1]
4. Gateway Premier Interest Checking
Best for: High-balance customers who want maximum interest.
- Minimum to Open: $50
- Interest Rate:
- Higher interest rate with a balance of $1500+
- Competitive interest if balance falls below $1500
- Perks:
- Free box of checks every 12 months
- All digital tools and services
This is the gold standard for interest-earning checking accounts at Gateway. If you maintain a higher balance, this account rewards you generously.[1]
Bonus Features Across All Accounts
- Digital Banking Tools: Mobile deposits, online bill pay, budgeting tools, Zelle®, ClickSWITCH®, and CardSwap™
- ATM Access: 40,000+ surcharge-free ATMs nationwide*
- Customer Service: Personalized, white-glove support
- Switching Made Easy: Gateway will buy back unused checks and debit cards from other banks (up to $10)
Final Thoughts
No matter where you are in your financial journey, Gateway First Bank has a checking account designed to meet your needs. From fee-free simplicity to high-yield interest, the choice is yours—and it’s a good one.
Ready to open your account? Visit Gateway First Bank’s Checking Page to get started.
References
[1] Gateway | Personal Checking
[2] Gateway | Rates
* Free ATM access is part of Allpoint ATM Network, which includes access to more than 40,000 surcharge-free ATMs nationwide, including locations in Target, Walgreens and CVS locations. Customers will be charged $1.00 for using non-network ATMs.
