Specialty Loan Programs
Loans built for you.
When your situation needs that extra touch, Gateway Mortgage proudly offers a wide selection of loan programs that are designed for those with specialized mortgage needs. Check out the options below and reach out to one of our local locations when you are ready. We’re here to help!
Lot Loan
Allows borrowers to finance the purchase of land now so that they can build their dream home later.
Jumbo Loans
Provide financing for homebuyers living in high-cost housing markets or looking to buy luxury properties that exceed the conventional loan limit of $548,250.
Jumbo Buster
Is a unique way of combining a first and second mortgage, making it possible to avoid the typical terms and requirements of a true jumbo loan.
Second Lien (Piggyback)
Provides a flexible way to take advantage of certain loan programs that require large down payments or to alleviate the need for Private Mortgage Insurance.
Section 184 Indian Home Loan Guarantee Program
Are ideal, government-backed loans for homebuyers who are Native American, Alaskan Natives, or members of a federal recognized tribe.
Bridge Loan
Temporary Fixed Rate Second Lien loan which enables borrowers to acquire a single-family stand-alone dwelling prior to the sale of their current, primary, residence.
Gateway Mortgage Doctor Loan
The Gateway Mortgage Doctor Loan is tailored to medical professionals and offers a variety of options to meet unique financial needs.