NMLS 102792
Elizabeth Heldreth
Mortgage Sales Manager
Contact
Elizabeth.Heldreth@gatewayloan.com
Specialty
VA Loans, Military Mortgage Advisor, New Construction, Lot Loans, Renovation Loans, Conventional Loans, First Time Home Buyer, DPA Programs

Hello! I'm Elizabeth Heldreth at Gateway Mortgage.
I’m a proud Wilmington native with over 30 years of experience in the mortgage industry. For the past 8 years, I’ve been honored to serve clients at Gateway, where my dedication has earned me multiple award trips.
Family is at the heart of everything I do. I’m happily married with two wonderful children, and our home is filled with the love of our two rescue dogs and three rescue cats. My grandfather, a Purple Heart recipient, instilled in me a deep respect for Veterans and Active Duty service members, who hold a special place in my heart.
I specialize in FHA, USDA, and VA loans, offering fantastic options and flexibility that my clients truly appreciate. Whether you’re a first-time homebuyer or looking to refinance, I’m here to help you navigate the mortgage process with ease and confidence.
Let’s make your homeownership dreams a reality! Call me today or visit our Wilmington, NC Mortgage Center, located between Fort Liberty and Camp Lejeune, and let’s get started!

I am also a Gateway Certified Mortgage Advisor. If you or a loved one are active military, in the reserves, or a Veteran, please don’t hesitate to reach out for all your VA home lending needs.

Super professional and answered all my questions in a timely and respectful manner. I am a first-time homebuyer and that made it so easy.
Estimate Your Payments
Use this simple mortgage calculator to estimate your monthly payment.*
Your monthly payment would be
Breakdown
*Rates and figures are for informational purposes only and do not take into consideration APR. Final rates and loan terms are dependent on factors such as specific loan program guidelines, credit score, current market conditions, and final underwriting approval. See your Mortgage Lender for details.
Mortgage solutions to fit your needs.

Purchase

Renovate & Build
